December 17, 2017

The Car Insurance Gender Gap

When it comes to buying auto insurance, research shows there is a significant gender gap. And there’s not much anyone can do about it. Then, you might assume that hard drug use is most common among younger people. But one expert says drug use is skyrocketing among older Americans.

Episode Segments:

Hidden Factors Driving Up Your Car Insurance Life isn’t fair, and neither are auto insurance rates. Laura Adams, Senior Insurance Analyst at insuranceQuotes said that while some factors that influence insurance prices are within consumers’ control, such as the vehicle they drive and their annual mileage, many others are not. She outlined the little-known factors that can have a big impact on the price of insurance.
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Drug Addiction Among Baby Boomers Miriam Boeri, PhD, Associate Professor of Sociology, Bentley University, author of Hurt: Chronicles of the Drug War Generation interviewed dozens of Baby Boomers who are hooked on illicit drugs. She explained why she believes the War on Drugs has not only failed, but has exacerbated the problem. She said that in the past, once someone reached the age or 35 or so, they would typically quit using hard drugs, but the Baby Boom generation has done the opposite: drug abuse among older Americans is skyrocketing.
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Statins and Exercise Statins, the most widely prescribed type of cholesterol-lowering drugs, have prevented millions of heart attacks and saved countless lives. But John P. Thyfault, PhD, Professor of Nutrition and Exercise Physiology, Director of the Health Activity Center at the University of Missouri conducted a study that found that statins may also counteract the benefits of exercise, the other tried-and-true way to boost cardiac health. He explained why doctors usually prescribe drugs, rather than recommending exercise or dietary change. He also talked about how much exercise can be effective for people dealing with high cholesterol.
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Guest(s) Appearing on this Episode

Laura Adams Laura Adams is a personal finance expert, consumer advocate, and author of multiple books. Her title, Money Girl’s Smart Moves to Grow Rich, won the prestigious Excellence in Financial Literacy Education (EIFLE) Award in 2011. She hosts the popular “Money Girl Podcast,” which has been downloaded over 20 million times by legions of loyal fans. The show consistently ranks among iTunes’ top-10 business podcasts. Laura is frequently quoted in the media and has been featured on FOX News, CBS News, NBC News, ABC Radio, NPR, US News and World Report, Kiplinger's, Consumer Reports, The New York Times and thousands of other broadcast, radio, print, and online outlets. As Senior Insurance Analyst for insuranceQuotes.com and other insuranceQuotes web properties, Laura works as a media spokesperson. She creates proprietary research and multimedia editorial content. Laura helps consumers by answering questions, making sense of industry changes, and showing shoppers how to save money on insurance. Laura earned an MBA from the University of Florida’s Warrington College of Business Administration and a BS from Sewanee, The University of the South. Laura on Insurancequotes.com

Miriam Boeri Miriam Boeri is an Associate Professor of Sociology. Her research focuses on ethnographic studies of drug user populations and alternatives to incarceration. She has received funding from the National Institute on Drug Abuse, an agency in the National Institutes of Health (NIH). Findings from her studies were reported in numerous conference presentations and peer-reviewed publications. Her book on women who use methamphetamine describes how addiction intersects with social roles, relationships, and political trends, and proposes what can be done to reduce the problematic use of drugs. Two of her articles were reprinted in anthologies of drugs in American society, and she contributed a chapter to an international handbook on qualitative research in criminology. Through her research, Boeri aims to reduce the adverse health effects associated with drug use and the harmful social effects on drug users through a better, more holistic understanding of drug use and the impact of drug policy. Ms. Boeri on Amazon.com