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January 05, 2019

The Importance of Discussing the Issues
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Our nationís future depends on the youth of today. One top educator says getting students to discuss controversial issues now will make them better citizens later in life. Then, if you havenít changed your credit cards in years, you might be missing out on some valuable benefits.
Episode Segments:
Discussing Controversial Issues
Our nationís political climate is more polarized than ever, and voter turnout among young people is abysmal. But Katy J. Harriger, PhD, Chair and Professor, Department of Politics and International Affairs at Wake Forest University led a study that found that learning to talk about controversial issues while in college can inspire young adults to be more engaged citizens even ten years later. She explained what the students were taught and how it could be applied to voters of any age.
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Credit Card Rewards
25 million credit cardholders havenít changed their go-to credit card in at least ten years. Matt Schulz, Senior Industry Analyst at CreditCards.com said that people are missing many rewards because card issuers are hotly competing for new customers and giving big sign-up bonuses. He outlined some of the methods savvy consumers use to get the most out of their credit cards. He also explained why many consumers are reluctant to switch cards.
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The Truth About Oil Changes
Todayís cars no longer need to have their oil changed every 3,000 miles. Phil Reed, Senior Consumer Advice Editor at Edmunds.com talked about design improvements in recent years, and how drivers can decide when it really is time for an oil change. He talked about the positive effects of this rapidly advancing technology for both the environment and consumersí pocketbooks.
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Guest(s) Appearing on this Episode
Matt Schultz
CreditCards.com Senior Industry Analyst Matt Schulz has spent much of the last decade helping people make smart decisions about their money, especially credit cards. A keen observer of the payments and credit card industry, he has been quoted in or had his work appear in major media outlets such as NBCNews.com, MarketWatch, U.S. News and World Report and Huffington Post. Matt is also a frequent speaker at industry conferences.

This is Matt's second stint with CreditCards.com, having previously served as managing editor from 2008 to 2012. He has also led online editorial teams for an investing education website, as well as two local TV stations and a newspaper in Austin, Texas.